Cluster guide · Maldives employers
Koshaaru Pension for Foreign Workers — Employer Obligations in the Maldives
When Koshaaru registration applies, contribution timelines, and how ATID tracks pension alongside work permits.
7 min read · Updated 2026-05-22
Koshaaru in the foreign worker lifecycle
Employers with foreign workers above threshold must register and remit pension contributions per Maldivian rules. ATID compliance step includes Koshaaru alongside Xpat milestones.
Employer setup
Obtain employer registration with Koshaaru, map each deployed worker to roster ID, and schedule monthly remittance aligned with payroll.
ATID tracking
Compliance case stepper shows Koshaaru pending vs complete. Workforce roster stores pension reference for audits.
Frequently asked questions
- Is Koshaaru only for Maldivians?
- Foreign worker pension obligations apply per current regulation — track separately from MV contract staff.
- What if we miss a month?
- Remit arrears and document correction — penalties apply under pension law.