Cluster guide · Maldives employers
Medical & Insurance Requirements for Foreign Workers — Employer Guide Maldives
Approved clinics, insurance minimums, and who pays initial vs renewal medical for permit extensions.
8 min read · Updated 2026-05-22
Medical requirements
Pre-employment medical from immigration-approved clinics in source country or Malé. Tests typically include blood, chest, and fitness for resort or construction duty.
Failed medical stops deployment — do not advance permit until fit certificate issued.
Insurance requirements
Mandatory health insurance policy for permit duration — employer often facilitates purchase; worker may pay initial premium as part of processing bundle.
Keep policy number on Xpat file and workforce roster.
Renewal medical
Employer-paid renewals may require re-medical before permit extension — budget pass-through at cost.
Frequently asked questions
- Can we use resort clinic for medical?
- Initial pre-employment must be from approved pre-deployment clinics — island clinic may do induction checks.
- Who selects the clinic?
- Agency or employer specifies approved provider list per corridor.